The Eco-Efficiency Management Program has been underway since 2010, aimed at generating greater value for stakeholders with a lower environmental impact by means of improved environmental performance, compliance with relevant legislation and reduced expenses.

The program contains a set of specific measures and targets related to energy, water, paper, waste, plastics and greenhouse gases (GHG), with adoption planned over the last five years. The targets, based on indicators, consider value generation (book value of net income) by the Organization and the environmental impact in each area monitored.

Bradesco ended the 2010/2015 Cycle of the Eco-Efficiency Steering Plan having reached all the targets set and facing the challenge of continuing the improvement process with the implantation of a new cycle for 2016/2018. All the indicators are compiled and analyzed on a quarterly basis and part of the data go into the GHG emissions inventory prepared annually in accordance with the ABNT NBR ISO 14064-3 standard.



  • Optimization of outsourced transportation
  • Reduction of internal mail bag routes: 4,920 tCO2 (R$14,074,438.00)
  • Optimization of internal mail bag routes: 4,920 tCO2 (R$14,074,438.00)
  • Cash transportation (centers and optimization): 7,156 tCO2 (R$82,637,969.04)

  • 128 videoconference rooms with around 15,000 meetings held during the period
  • 13% reduction in transportation and travel expenses
  • Offsetting of 100% of Scope 1 and 2 emissions (until 2014 – the inventory for 2015 will be concluded in May 2016)

31% reduction
  • Improvement in consumption management process: reduction of 11,031 MWh (2.5%) in Organization’s consumption in 2015 (R$12 million) since the improvements were introduced.
  • Continuous improvement in Information Technology Center (CTI) efficiency, with Power Usage Effectiveness (PUE) < 1.48.
  • Replacement of fluorescent lamps with LED lamps.
  • Retrofit of air conditioning units.
  • Establishment and tracking of corporate energy consumption targets, with the introduction of a management system (Electricity and Water Management – GEA) and organization of segmented rankings.

* MMR$ of Net Income.

3% reduction ABSOLUTE AMOUNT
43% reduction
  • Monitoring and repair of leaks: 20,000 m3 (R$325,274.00 from January to May 2015).
  • Reuse of water at headquarters: 118,700 m3 (R$1 MM).
  • Installation of 16,000 faucet aerators: savings of R$1.2 MM.
  • Establishment and tracking of corporate water consumption targets, with the introduction of a management system (Electricity and Water Management – GEA) and the organization of segmented rankings.
  • Substitution of more than one thousand toilet flushes with flow restrictors and double action mechanisms to reduce water consumption (reduction in average from 12 L to 6 L) in Cidade de Deus (Osasco – SP) and the building on Av. Paulista in the city of São Paulo.
  • Installation of 300 flow reducers in toilet hoses, showers and urinals.

11% reduction

48% reduction

  • Reduction in consumption of materials such as paper.
  • Recycling of tokens: 1,680 kg (R$1.29 million).
  • Recycling of automobiles: 11,400 metric tons.
  • Adoption of selective collection in Cidade de Deus Nucleus and in the administrative buildings in Alphaville, Avenida Paulista and the Barão de Itapagipe Complex (Rio de Janeiro).

43% reduction
67% reduction

  • Review of process for opening individual accounts by the Corporate Content Management area: 135 metric tons (R$1.3 MM/year).
  • Digitalization of internal newsletter Sempre em Dia: 12.4 metric tons (R$178,000/year).
  • Checks: 93% decrease (from 2010 to 2013).
  • Self-enveloping credit card bills: 138.7 metric tons (R$2.4 million).
  • Insurance – Implantation of digital kits: 224 metric tons (R$3.1 million).

15% reduction
(compared to 2011)
27% reduction

  • Tokens on cell phones: 68% reduction in issue of tancodes (35.5 metric tons less than 2010).
  • Substitution of 200 ml plastic cups with 180 ml model: reduction of 8 metric t/year.

The following initiatives were also worthy of note in 2015:
  • ISO 14001 certification, granted by the Fundação Carlos Alberto Vanzolini and IQNet – The International Certification Network, in the buildings in the Cidade de Deus Nucleus, including the Information Technology Center (CTI) and three Fundação Bradesco buildings, totaling 170,324 m2 of built area.
  • Construction of centralized area for the generators in Cidade de Deus, aimed at increasing safety and reducing environmental impacts.
  • Transport optimization:
    • Cargo transportation: elimination of air cargo through discontinuation of single orders.
    • Internal mail bags: reduction in use of mail bag transportation with introduction of simultaneous delivery and collection at the branches, and reduced number of land and air routes.
    • Use of videoconference rooms to reduce expenses and environmental impacts. There are currently 128 videoconference rooms in operation, with 15,000 meetings conducted in 2015.

See the following goals and targets:

Corporate target – reduce energy consumption by 2.4% (against 2015)
Corporate target – reduce water consumption by 4.2% (against 2015)
Implantation of dry vehicle washing for the bank’s own fleet and an average of 20 leased cars, reducing water consumption by 1,187 liters on average per day and by 35,595 liters on average per month. Achieved In addition to the reduction in water and energy consumption, the vehicle engine is no longer turned on to move it into the washing area, avoiding damage and the need to release the driver in the system; the exit checklist is no longer printed (saving approximately 6,500 sheets of bond paper).
Implantation of Sealed Drain (daily safety procedure used on main fuel tank and helicopter fuel nozzles), avoiding manual contact and saving around 370 liters of fuel per month. Achieved Average reduction of 176 liters/month in the disposal of aviation fuel. There was a reduction in the number of flights and the operation now uses two helicopters.
Bradesco Vida e Previdência
Expand use of the BVP Next tool Personal insurance policies (the use of BVP Next significantly reduces the volume of printing necessary for proposals because the forms are available online for the broker. The proposal is only printed when the sale is completed, to ensure compliance with all regulatory standards. Moreover, the tools make product updating faster and eliminate the cost of purging printed material. The expansion of the use of this tool is underway, helping to reduce the stock of printed proposal forms and optimizing the entire sales process).
Offer of Bradesco Expresso products via POS – point of sale (The immediate and simplified production of the documents for the insurance policies contracted using this tool helps to boost the supply of mass market policies in particular, making the insurance offered via this sales channel tangible in an effective and legal manner. Moreover, the channel enables a reduction in the amount of printed material, such as printed proposals and post-sale materials. The proposal is to improve the offer of insurance via this channel, helping reduce the volume of printed proposals and optimizing the entire sales process).